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Post by BorderTerrier on Oct 9, 2013 18:04:51 GMT
Anyone filled it in and sent it off? I requested a health issue focus on Bladder Infections because Earl suffered from this as a puppy and I would like to know more. I have also said that I would be happy for the journalists to ask for my experience and current knowledge on this issue. What have others put?
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Post by puppypal on Oct 9, 2013 18:21:57 GMT
i have not filled it out yet but i really should. i would like to know more about hip and elbow displasia, cause we now think that barley has got some hip displasia as he is showing the exact same signs as my friends lab who has just been diagnosed with it
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Post by BorderTerrier on Oct 9, 2013 18:24:58 GMT
i have not filled it out yet but i really should. i would like to know more about hip and elbow displasia, cause we now think that barley has got some hip displasia as he is showing the exact same signs as my friends lab who has just been diagnosed with it It could prove a very handy source if you find out that Barley has hip displasia for definite. Poor Barley. You could also mention on the questionnaire that if your dog is diagnosed with hip displasia, then you could also share your experiences with the YD journalists, if you are happy to do that. It could benefit other readers who want to know more about hip displasia.
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Post by caz2golden on Oct 9, 2013 19:18:33 GMT
Poor Barley if that is the case Puppypal. Can be very painful. I assume you will be seeing a vet for a positive diagnosis and a suitable treatment/management plan. A friends dog has it and actually is doing great on the diet and supplements they give her. She was diagnosed at about 6 months so they were able to get diet and supplements etc going early, keep her slim and sensibly active which i think has helped! There are a number of options available for displasic dogs nowadays regarding treatment / management plans etc This is a general overview of the kinds of things that are out there:- pets.webmd.com/dogs/hip-dysplasia-dogs-treatment-prevention
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Post by puppypal on Oct 9, 2013 19:42:01 GMT
We are managing him quite well at the moment as it is he only gets one walk a day now instead of 2, he is on a joint supplement and we have just ordered him some anti inflamatorys to use during times when he is showing obvious signs of stiffness and pain, he is coming to the end of his diet as he is around his ideal weight now, 38kg, which before he was around 40kg, he has already had a few hydrotherapy sessions, i try to give him at least one massage session a day.
We are holding off taking him to the vets as at the moment his insurance is due for renewal and we are changing insurers so if we start treatment and x-rays now his insurance will not cover it, and we are also considering a change of vets, as the vets we should be moving to has x-ray on sight, our current one does not, and he would have to go to the main branch which is further away
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Post by zahada on Oct 9, 2013 19:57:03 GMT
We are managing him quite well at the moment as it is he only gets one walk a day now instead of 2, he is on a joint supplement and we have just ordered him some anti inflamatorys to use during times when he is showing obvious signs of stiffness and pain, he is coming to the end of his diet as he is around his ideal weight now, 38kg, which before he was around 40kg, he has already had a few hydrotherapy sessions, i try to give him at least one massage session a day. We are holding off taking him to the vets as at the moment his insurance is due for renewal and we are changing insurers so if we start treatment and x-rays now his insurance will not cover it, and we are also considering a change of vets, as the vets we should be moving to has x-ray on sight, our current one does not, and he would have to go to the main branch which is further away If you change insurers surely they will not cover any pre-existing conditions? Who are you with and who are you considering? Pet insurance is a minefield, some insurers make it almost impossible to understand what is covered and what is not until you claim. Take great care and read all you can before you change insurers.
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Post by puppypal on Oct 9, 2013 20:05:02 GMT
We are managing him quite well at the moment as it is he only gets one walk a day now instead of 2, he is on a joint supplement and we have just ordered him some anti inflamatorys to use during times when he is showing obvious signs of stiffness and pain, he is coming to the end of his diet as he is around his ideal weight now, 38kg, which before he was around 40kg, he has already had a few hydrotherapy sessions, i try to give him at least one massage session a day. We are holding off taking him to the vets as at the moment his insurance is due for renewal and we are changing insurers so if we start treatment and x-rays now his insurance will not cover it, and we are also considering a change of vets, as the vets we should be moving to has x-ray on sight, our current one does not, and he would have to go to the main branch which is further away If you change insurers surely they will not cover any pre-existing conditions? Who are you with and who are you considering? Pet insurance is a minefield, some insurers make it almost impossible to understand what is covered and what is not until you claim. Take great care and read all you can before you change insurers. So far we have not claimed any thing in the form of joint issues, so technicaslly it is not a pre existing condition where insurance is concerned, i don't know what insurer we are with at the moment but we are going to move to Equine and livestock insurance and we are insuring puzzle with them as well as she is not currently insured and we get a 10% multi pet discount and a 25% online discount so in total for insuring both dogs we get a 35% discount
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Post by zahada on Oct 9, 2013 20:25:33 GMT
I would not go with E&L. They may appear cheap but you only get what you pay for. Caveat emptor. Also ask your present vet or your new vet if they do direct claims with E&L. I've heard many bad things about E&L such as taking a long time settling claims, asking for full histories from vets several times etc.
And as for pre-existing conditions - your vet will be asked for full history in case of any claim, and if there is any mention of joint problem - it is a pre-existing condition. Insurers will do anything to part you from your money and anything not to part with theirs.
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Post by caz2golden on Oct 9, 2013 20:26:02 GMT
Anything on his medical record = pre-existing. Make no difference if you have never claimed.
Therefore if he has had treatment for his hips (or anything joint related in his rear end) then I doubt he will be covered by another insurer.
So many friends have been caught out when they have moved insurers and then 2 or 3 yrs down line make a claim and cos they had vet treatment on x leg when sprog twisted something insurer wont pay when there is a joint issue later in life.
My vet's (and for that matter my mums too) only advice with insurers is, choose one as a pup and never move! They also advocate the lifelong policies.
edit: Keep up the good work of managing his condition.
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Post by puppypal on Oct 9, 2013 20:29:44 GMT
As far as i am aware we have only gone to the about his front leg when he twisted something and had painkillers and he has also been several times for sore paws but only his front ones
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Post by caz2golden on Oct 9, 2013 20:34:41 GMT
You can always request a copy of his full medical record. You can then make an informed decision as to if moving insurer is sensible as you can then make list of things that would not be covered such as his front legs, skin issues / allergies etc.
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Post by zahada on Oct 9, 2013 20:42:45 GMT
As far as i am aware we have only gone to the about his front leg when he twisted something and had painkillers and he has also been several times for sore paws but only his front ones A vet told me that some insurers will exclude all limbs if a claim was made even many years ago on one leg or paw, and the next condition on a limb is in no way connected to the previous condition. Another 'gem' - there is an insurance out there that will only pay for x-ray if a fracture is diagnosed. Ask a vet how they diagnose or exclude the possibility of a fracture. They x-ray to make sure that either there is a fracture or there is not. And if, much to everybody's relief there is no fracture, this particular insurer will NOT pay for the x-ray. Confused? I've hardly scratched the surface!!! I hope, that in a few months time, we will not be reading about your problems with your new insurance. But, we can only offer advice, and hope all goes well for you.
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Post by tonib on Oct 9, 2013 20:45:42 GMT
Sorry to hear that about Barley.
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Post by caz2golden on Oct 9, 2013 21:22:51 GMT
As far as i am aware we have only gone to the about his front leg when he twisted something and had painkillers and he has also been several times for sore paws but only his front ones A vet told me that some insurers will exclude all limbs if a claim was made even many years ago on one leg or paw, and the next condition on a limb is in no way connected to the previous condition.
Another 'gem' - there is an insurance out there that will only pay for x-ray if a fracture is diagnosed. Ask a vet how they diagnose or exclude the possibility of a fracture. They x-ray to make sure that either there is a fracture or there is not. And if, much to everybody's relief there is no fracture, this particular insurer will NOT pay for the x-ray. Confused? I've hardly scratched the surface!!!I hope, that in a few months time, we will not be reading about your problems with your new insurance. But, we can only offer advice, and hope all goes well for you. Not good!! Does not surprise me though! Is the x ray cos it was investigative procedure rather than a treatment?
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Post by SarahHound on Oct 9, 2013 21:28:22 GMT
I've not sent it off but I am planning to send it with hypoglycaemia because when my Breagha was first diagnoised with it I knew absolutely nothing about it!
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