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Post by zahada on Oct 9, 2013 21:47:58 GMT
A vet told me that some insurers will exclude all limbs if a claim was made even many years ago on one leg or paw, and the next condition on a limb is in no way connected to the previous condition.
Another 'gem' - there is an insurance out there that will only pay for x-ray if a fracture is diagnosed. Ask a vet how they diagnose or exclude the possibility of a fracture. They x-ray to make sure that either there is a fracture or there is not. And if, much to everybody's relief there is no fracture, this particular insurer will NOT pay for the x-ray. Confused? I've hardly scratched the surface!!!I hope, that in a few months time, we will not be reading about your problems with your new insurance. But, we can only offer advice, and hope all goes well for you. Not good!! Does not surprise me though! Is the x ray cos it was investigative procedure rather than a treatment? Not sure why, just the way they get out of paying. I think Puppypal should start a thread on insurance and ask people for their experiences. |
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Post by zahada on Oct 9, 2013 22:29:42 GMT
I've started a thread on insurance.
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Post by BorderTerrier on Oct 10, 2013 15:40:48 GMT
puppypal, you will not believe it, but hip displacia is this issue's current health issue focus! Hope the feature helps you.
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Post by puppypal on Oct 10, 2013 16:49:28 GMT
You can always request a copy of his full medical record. You can then make an informed decision as to if moving insurer is sensible as you can then make list of things that would not be covered such as his front legs, skin issues / allergies etc. We were going to do that anyway as we are curious to see what he has been to the vets for, and we will need to anyway as we are changing vets |
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Post by BorderTerrier on Oct 24, 2013 18:53:52 GMT
i have not filled it out yet but i really should. i would like to know more about hip and elbow displasia, cause we now think that barley has got some hip displasia as he is showing the exact same signs as my friends lab who has just been diagnosed with it , how is this theory doing? Have you followed this up and got Barley checked out for hip displasia? |
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Post by puppypal on Oct 24, 2013 19:22:24 GMT
i have not filled it out yet but i really should. i would like to know more about hip and elbow displasia, cause we now think that barley has got some hip displasia as he is showing the exact same signs as my friends lab who has just been diagnosed with it , how is this theory doing? Have you followed this up and got Barley checked out for hip displasia? We have not followed it up with a vet visit yet, as has been quite good the past couple of weeks, but if he dies get noticeably worse we will take him to the vet |
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Post by BorderTerrier on Oct 25, 2013 7:35:39 GMT
puppypal, how is this theory doing? Have you followed this up and got Barley checked out for hip displasia? We have not followed it up with a vet visit yet, as has been quite good the past couple of weeks, but if he dies get noticeably worse we will take him to the vet When I read that I got really scared  But I know what you mean, and that's good  |
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